I purchased my home on 3 November and my personal details is not yet registered. Any reason for this? My conveyancing solicitor in Rottingdean expressed confidence that it should be recorded in less than a month. Are properties in Rottingdean particularly slow to register?

There is nothing unique when it comes to conveyancing in Rottingdean registration formalities. As opposed to being determined by geographic area, timeframes can vary according to who lodges the application, whether there are errors and if the Land registry communicate with any third parties. As of today roughly 80% of such applications are fully addressed within 12 days but some can be subject to longer delays. Registration takes place once the buyer is living at the premises therefore registration formalities is not always primary concern yet if it is urgent that the the registration takes place urgently then you or your lawyers should speak with the land registry and explain the circumstances.

Due to the encouragement of my in-laws I had a survey completed on a property in Rottingdean before appointing lawyers. I have been advised that there is a flying freehold aspect to the house. Our surveyor has said that some lenders will refuse to issue a mortgage on such a home.

It depends who your proposed lender is. Bank of Scotland has different instructions from Halifax. Should you wish to telephone us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Rottingdean. Conveyancing will be smoother if you use a solicitor in Rottingdean especially if they are acquainted with such properties in Rottingdean.

How straightforward is it to use the search facility to select a conveyancing practitioner in Rottingdean on the approved list for my lender?

First choose a lender such as Nationwide Building Society, Chelsea Building Society or Bank of Ireland then type in your location a common one being Rottingdean. Conveyancing organisations in Rottingdean and nationally will then be shown.

I need to instruct a conveyancing solicitor for sale conveyancing in Rottingdean. I've discover a web site which looks to be the perfect offering If there is a chance to get all this stuff completed via web that would be preferable. Should I be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

What makes a Rottingdean lease defective?

Leasehold conveyancing in Rottingdean is not unique. Most leases are individual and drafting errors can result in certain provisions are not included. The following missing provisions could result in a defective lease:

Repairing obligations to or maintain elements of the property

You may have a problem when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. HSBC Bank, Virgin Money, and TSB all have express requirements when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is defective they may refuse to provide security, forcing the buyer to pull out.

Rottingdean Leasehold Conveyancing - Sample of Queries before Purchasing

In the main the outlay for major works tend not to be included within service charges, albeit that some managing agents in Rottingdean ask tenants to contribute towards a sinking fund and this is used to offset against larger repairs or maintenance. Does this lease have in excess of 80 years remaining? Does the lease have onerous restrictions?