I am acquiring a property without a mortgage in Saltdean. I have been residing for the previous 15 years in Saltdean. Conveyancing searches are expensive. As I have knowledge of the road and vicinity very well must I have all the conveyancing searches?
If you not getting a home loan, then all but one or two of the Saltdean conveyancing searches are optional. Your lawyer will ’encourage you, perhaps strongly, that you should have searches carried out, but she is duty bound to do this. Do take into account; if you are going to dispose of the house in the future, it may be of relevance to your future buyer what the searches disclose. There are plenty of instances where properties with no practical issues can still reveal unfavourable search results. A competent conveyancing solicitor in Saltdean should provide you some helpful guidance in this regard.
I am planning to acquire a flat and require a conveyancing solicitor in Saltdean who is on the Godiva Mortgages Ltd conveyancing. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Godiva Mortgages Ltd in certain locations such as Saltdean. We dont recommend any particular firm.
We are getting the release of further monies on our mortgage from Aldermore as we wish to conduct alterations to our house in Saltdean. Are we obliged to select a bricks and mortar Saltdean solicitor on the Aldermore conveyancing panel to handle the paperwork?
Aldermore don't usually instruct a member of their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Aldermore panel.
I had a mortgage agreed in principle with Bank of Ireland. Saltdean conveyancing practitioners were chosen. What is the average time that one could expect to receive a mortgage offer from Bank of Ireland?
Some lenders take longer than others. Have Bank of Ireland done the survey? Have you advised Bank of Ireland as to your lawyers' details and checked that your lawyers are on the Bank of Ireland conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Completion of my remortgage has taken place for my property in Saltdean. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Have purchased a a detached house in Saltdean , What is the estimated time for the Land Registry to register my ownership? My Saltdean conveyancing solicitor has been very slow, so I want to check the post completion formalities are dealt with.
As far as conveyancing in Saltdean is concerned, registration is no faster or slower than anywhere else in the country. As opposed to being determined by geographic area, timescales can adjust subject to who lodges the application, whether there are errors and if the Land registry must send notices to any interested parties. At present approximately 80% of submission are fully addressed within two weeks but some can be subject to longer delays. Registration is effected after the buyer has moved in to the property therefore an expedited registration is not usually an essential issue but where there is a degree of urgency associated with the registration then you or your lawyers should speak with the land registry and explain the circumstances.
I've recently found out that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a simple, chain free conveyancing. Saltdean is the location of the property. Can you offer any assistance?
Flying freeholds in Saltdean are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Saltdean you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Saltdean may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.