My wife and I have lately acquired a house in Hurst. We have since encountered a number of problems with the house which we suspect were overlooked in the conveyancing searches. What action can we take? Can you clarify the nature of searches that should have been conducted as part of conveyancing in Hurst?
The query is not clear as what problems have arisen and if they are unique to conveyancing in Hurst. Conveyancing searches and due diligence initiated as part of the legal transfer of property are supposed to help avoid problems. As part of the legal transfer of property, a seller answers a form referred to as a Seller’s Property Information Form. answers turns out to be misleading, you may have a misrepresentation claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Hurst.
This question may be naive but I am wet behind the ears as FTB of a ground floor flat in Hurst. Do I collect the keys to the property on completion from my solicitor? If so, I will appoint a local conveyancing solicitor in Hurst?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will transfer the purchase money to the vendor’s conveyancers, and once they have received this, you should be called to pick up the keys from the Estate Agents and start moving into the property. Usually this occurs early afternoon.
I am expecting a AIP from Principality this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Principality recommend any Hurst solicitors on the Principality conveyancing panel, or is it better to go independently?
You will need to appoint Hurst solicitors independently although you'll need to choose one on the Principality conveyancing panel. The solicitor represents both you and Principality through the process.
I recently had an offer accepted on an apartment in Hurst. My financial adviser recommended their conveyancers. I paid an advanced payment of £175. A couple of days later, the property lawyer called me sheepishly admitting that they were not on the Aldermore conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Aldermore panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
The deeds to my home are lost. The conveyancers who handled the conveyancing in Hurst 10 years ago no longer exist. What do I do?
You no longer need to have the physical deeds to establish that you own the land or premises, given that the Land Registry have everything they need in a digital format.
Over the last few months I have been searching for a flat up to £235,500 and identified one round the corner in Hurst I like with amenity areas and railway links nearby, however it only has 49 years on the lease. There is not much else in Hurst for this price, so just wondered if I would be making a mistake purchasing a short lease?
Should you require a mortgage the shortness of the lease will likely be an issue. Discount the offer by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least twenty four months you can ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this.
How easy is it to switch conveyancer as I have to select a firm on the Accord Mortgages Ltd conveyancing panel. I hired a family conveyancing solicitor in Hurst five minutes from me but she is not accepted by Accord Mortgages Ltd
It would be our pleasure to assist you find a conveyancing solicitor in Hurst on the Accord Mortgages Ltd panel. Please note that the conveyancers that we on the directory do not pay us commission if you instruct them and are regulated by the SRA who regulate all conveyancing solicitors in Hurst. Using search facility on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Hurst.