Having sold my house in Leicestershire last February but the buyer keeps texting me to moan that his conveyancer is waiting to hear from mine. What should have happened now that I have sold?
Following your disposal your conveyancer is committed to send the transfer documentation and all additional paperwork to the purchaser's lawyers. Where appropriate, your conveyancer should also send confirmation that the home loan has been discharged to the buyers solicitors. There is unlikely to be post completion requirements just for conveyancing in Leicestershire.
Is it the case that all Leicestershire solicitors on the HSBC conveyancing panel are overseen by the SRA?
As solicitors, in order to be on the HSBC approved list of solicitors they would need to be overseen by the Solicitors Regulatory Authority. Many lenders do list licenced conveyancers on their panel in which case such firms would be governed by the Council of Licensed Conveyancers.
Can I be sure that the Leicestershire conveyancing solicitor on the HSBC panel is any good?
When it comes to conveyancing in Leicestershire getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the lawyer conducting your transaction.
After shopping around on the internet I have found a Leicestershire conveyancing practitioner having checked that they are on the Leeds Building Society conveyancing panel. Does my lawyer arrange the survey of the property?
Leeds Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Leeds Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Leicestershire surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Despite weeks of looking the Title Certificate and documents to my home are lost. The solicitors who conducted the conveyancing in Leicestershire 4 years ago no longer exist. What are my options?
In today’s world there are duplicates made of almost everything, and your conveyancer will be aware exactly where to find all the relevant documentation so you can purchase or dispose of your house without any difficulty. If duplicates can’t be located, your lawyer can arrange cover in the form of insurance or indemnities against possible claims on your property.
How does conveyancing in Leicestershire differ for new build properties?
Most buyers of new build premises in Leicestershire come to us having been asked by the seller to exchange contracts and commit to the purchase even before the house is built. This is because house builders in Leicestershire tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Leicestershire or who has acted in the same development.
I need to find a conveyancing solicitor for remortgage conveyancing in Leicestershire. I have land on a web site which appears to be the ideal offering If it is possible to get all this stuff completed via email that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?