We were just about to sign contracts for a semi detached house in Quorn. We encountered a snag. The mortgage offer with HSBC Bank runs out on 19/3/2026 but the vendors are insisting on a completion date of 23/3/2026. Can one prolong the mortgage expiry date?
The person best placed to deal with your concern is your lawyer who will hopefully assess whether he or she is corresponding with the lender, seller’s solicitors, selling agents or indeed all parties taking into account the history of your house move as of today.
We have a mortgage agreed in principle with Barclays. Quorn conveyancing practitioners are instructed. How long does it take for Barclays to send the offer to the lawyer?
There is no definitive answer here. Have Barclays completed the valuation? Have you advised Barclays as to your lawyers' details and checked that your lawyers are on the Barclays conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
Completion of my remortgage has taken place for my property in Quorn. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I was told four weeks ago that my mortgage has been agreed to by Santander. Is it usual for Santander to only issue the offer once my solicitor in Quorn is approved on their conveyancing panel? Santander have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Santander to deal with your lawyer's application to be on the Santander conveyancing panel. There's no guarantee that your solicitor will be accepted.
I require fast conveyancing in Quorn as I am under pressure to complete inside 4 weeks. Luckily I do not need a mortgage. Is it possible to decline from having conveyancing searches to save fees and time?
If.Given you are not taking a mortgage you have the choice not to have searches carried out although no lawyer would advise that you don't. Drawing on our experience of conveyancing in Quorn the following are instances of issues that can crop up and adversely impact future mortgageability: Enforcement Notices, Outstanding Charges, Overdue Grants, Road Schemes,...
Despite weeks of looking the Title Certificate and documents to our home can not be found. The lawyers who conducted the conveyancing in Quorn 5 years ago have long since closed. What do I do?
These day there are copies made of almost everything, and your conveyancer will be aware exactly where to find all the appropriate documentation so you can purchase or dispose of your property without a hitch. If copies can’t be found, your lawyer may be able to put in place insurance or indemnities protecting you against possible claims on your premises.
My brother has encouraged me to use his lawyers for conveyancing in Quorn. Do I follow his advice?
There are no two ways about it the best way to select a conveyancing lawyer is to seek feedback from friends or family who have previously instructed the conveyancer you're are thinking of instructing.