I have a decision in principle. The bank mentioned the mortgage came with free conveyancing. Is the implication that I have to instruct their panel solicitor as I would prefer to instruct a Malpas based conveyancing firm?
You should check but the the probability is that appoint one of their panel conveyancers where you accept the "fee-free" incentive. Speak to the lender to check if they offer you a cash alternative. In the past a few mortgage companies offered a £250 cashback as a further option in which case you could put that amount towards the cost for your conveyancing solicitor near Malpas.
Last month we completed a house move in Malpas. We have noticed several issues with the property which we believe were omitted in the conveyancing searches. What action can we take? What searches should? have been ordered for conveyancing in Malpas?
The query is not clear as to the nature of the problems and if they are specific to conveyancing in Malpas. Conveyancing searches and investigations undertaken during the legal transfer of property are carried out to help avoid problems. As part of the legal transfer of property, a property owner completes a form referred to as a SPIF. If the information provided is inaccurate, you may have a misrepresentation claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor.However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Malpas.
We're new to the buying process - agreed a price, but the property agent told us that the owners will only move forward if we use their preferred conveyancers as they need a ‘quick sale’. My instinct tells me that we should use a high street solicitor accustomed to conveyancing in Malpas
It is unlikely the vendors are driving this. Should the vendor desire ‘a quick sale', alienating a genuine purchaser is not the way to achieve this. Contact the sellers directly and explain that (a)you are genuine buyers (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)but you intend to appoint your preferred Malpas conveyancing solicitors - rather thanthose that will provide the negotiator at the agency a referral fee or achieve conveyancing targets demanded by senior management.