I was informed recently by my mortgage adviser that my Wem the law firm I have appointed is not on the mortgage company Solicitor panel. What can I do to be sure whether this is correct?

Your first step should be to contact your Wem conveyancer. It is reasonable to expect your lawyer to inform you of the situation. Where they are not on the panel they may be able to suggest a Wem conveyancing practice that is on the conveyancing panel for your bank.

I am purchasing a house for cash in Wem. I have lived for the last 20 years in Wem. Conveyancing searches are expensive. As I have knowledge of the area and road intimately must I have all the conveyancing searches?

In the absence of a home loan, then almost all of the Wem conveyancing searches are optional. Your solicitor will try and sway you, no-doubt strongly, that you should have searches carried out, but he is duty bound to take that path of advice. One thing to bear in mind; if you are going to sell the house at a future date, it may be of relevance to your future purchaser what the searches contain. There are plenty of instances where houses with day to day issues can still show up adverse search results. A competent conveyancing solicitor in Wem should be able to give you some practical advice concerning this.

It is 10 years ago since I acquired my home in Wem. Conveyancing solicitors have just been retained on the sale but I am unable to find my deeds. Will this jeopardise the sale?

Don’t worry too much. Firstly there is a possibility that the deeds will be retained by your lender or they could be in the possession of the solicitor who handled the purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers obtaining up to date copy of the land registers. Almost all conveyancing in Wem relates to registered property but in the unlikely event that your home is not registered it adds to the complexity but is resolvable.

About to purchase a new build flat in Wem. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Wem

Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please confirm the Lease plans are surveyor prepared.

I'm remortgaging my primary home to a buy to let mortgage with The Royal Bank of Scotland and I will use the rest of the raised equity as a down payment on another property. The location we are looking at is Wem. Will your conveyancers be able to act for both sets of banks and link together the two deals?

Make use of our comparison tool on this page to be sure that the lawyers are on the relevant lender panels. Having checked that they are your lawyer should be able to connect the two conveyancing matters but you should talk with you solicitor and communicate your expectations and needs.