We see that you have a post code search directory identifying firms on the Lloyds conveyancing panel. Do firms pay you a commission if I retain them for our conveyancing in Nayland?

We are a listing service only for law firms wishing to communicate if they are on the Lloyds conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Nayland.

I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to take this when buying a house in Nayland? or I am told that there is an ancient law that could mean that owners of property residing in a parish church boundary will be compelled to contribute towards maintenance towards the chancel within the church. Is this appropriate for conveyancing in Nayland?

Unless a prior purchase of the property took place post 12 October 2013 you can take it that conveyancing practitioners delivering conveyancing in Nayland to continue to suggest a chancel search and or insurance against a claim.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Nayland. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Nayland

Please supply a car parking plan. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

Can you provide any advice for leasehold conveyancing in Nayland from the perspective of expediting the sale process?

• Much of the delay in leasehold conveyancing in Nayland can be reduced if you appoint lawyers as soon as your agents start marketing the property and ask them to collate the leasehold documentation which will be required by the buyers’ lawyers.
Some Nayland leases require Licence to Assign from the landlord. If this is the case, it would be prudent to notify your estate agents to make sure that the purchasers put in hand bank and professional references. The bank reference should make it clear that the buyer is able to meet the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the service charge figures so that they can pass this information on to the buyers or their lawyers. If there is a history of conflict with your freeholder or managing agents it is very important that these are settled prior to the flat being put on the market. The buyers and their solicitors will be nervous about purchasing a property where a dispute is ongoing. You may need to swallow your pride and pay any arrears of service charge or settle the dispute prior to completion of the sale. It is therefore preferable to have any dispute settled ahead of the contract papers being issued to the buyers’ solicitors. You are still duty bound to disclose details of the dispute to the purchasers, but it is better to present the dispute as historic as opposed to ongoing. You believe that you know the number of years left on your lease but you should verify this by asking your conveyancers. A buyer’s lawyer will not be happy to advise their client to where the lease term is under 75 years. It is therefore essential at an early stage that you identify whether the lease term requires a lease extension. If it does, contact your solicitors before you put your home on the market for sale.

I own a 2 bed flat in Nayland, conveyancing formalities finalised half a dozen years ago. How much will my lease extension cost? Corresponding flats in Nayland with over 90 years remaining are worth £185,000. The ground rent is £65 invoiced every year. The lease runs out on 21st October 2086

You have 60 years unexpired the likely cost is going to span between £20,000 and £23,000 plus costs.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs without more detailed due diligence. Do not use this information in tribunal or court proceedings. There may be other concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not take any other action based on this information without first seeking the advice of a professional.

I am buying a flat with all finances in place. I have provided lawyer with 2 distinct evidence of photo ID, bank statement, multiple utility bills. Now he requires a copy from a probate lawyer advising that the money is legitimate and that it has come from inheritance and not selling fake watches.

For some years now requires conveyancing solicitors as well as banks, building societies and other financial institutes to obtain satisfactory evidence of the identity of the client. This is because solicitors who deal with money and property on behalf of their clients can be used by criminals wishing to launder money. In order to comply with the law of money laundering, your Nayland conveyancing lawyer will need to obtain evidence of your identity as as well as make sure that your funds are legitimate.