What is the first thing I need to know about purchase conveyancing in Kelvedon?

You may not hear this from too many lawyers but conveyancing in Kelvedon or throughout England and Wales is an adversarial process. Put another way, when it comes to conveyancing there is lots of opportunity for confrontation between you and other parties involved in the transaction. For instance, the seller, selling agent and even potentially a lender. Choosing a lawyer for your conveyancing in Kelvedon an important selection as your conveyancer is your adviser, and is the ONLY person in the process whose role it is to look after your best interests and to keep you safe.

Every so often a potential adversary may try and convince you that you should follow their advice. For instance, the selling agent may claim to be assisting by claiming that your conveyancer is slow. Or your mortgage broker may try to convince you to do take action that is contrary to your solicitors guidance. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

I used Stirling Law several years ago for my conveyancing in Kelvedon. I now require my papers however cannot find the solicitor. What do I do?

Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Kelvedon of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I am buying a new build house in Kelvedon with a loan from Bank of Ireland. The sellers refused to reduce the amount so I negotiated £7000 of fixtures and fittings instead. The property agent suggested that I not disclose to my solicitor about this side-deal as it may jeopardize my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the advice of my in-laws I had a survey completed on a house in Kelvedon before retaining lawyers. I have been told that there is a flying freehold aspect to the house. The surveyor advised that some lenders will not give a mortgage on this type of premises.

It depends who your proposed lender is. Bank of Scotland has different instructions for example to Nationwide. If you contact us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Kelvedon. Conveyancing may be slightly more expensive based on your lender's requirements.

In what way can the Landlord & Tenant Act 1954 impact my business property in Kelvedon and how can your lawyers assist?

The 1954 Act provides a safeguard to business tenants, granting the a statutory right to make a request to court for a continuation of occupancy at the end of an expired lease. There are certain specified grounds that a landlord can refrain from granting a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing firms who use the act for protection and help with commercial conveyancing in Kelvedon