Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in New Waltham. My lender is Virgin

Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 14/1/2026, the requirements read as follows :

What is the difference between a licensed conveyancer and conveyancing solicitor in New Waltham

There are many recorded licenced Conveyancers in New Waltham and Solicitor partnerships in New Waltham who can assist with your conveyancing We would stress that both are regulated professionals specialising in the legal aspects of transferring property. The two can handle other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

Please help - my lawyer says that flying freehold insurance is required on my purchase. What is the level of cover for New Waltham conveyancing?

The right level of flying freehold indemnity insurance should be dictated by who who your lender is. It would differ for example between National Westminster Bank and Skipton Building Society. Conveyancing practitioners as opposed to borrowers take out such insurances.

After shopping around on the internet I have found a New Waltham solicitor having checked that they are on the Virgin Money conveyancing panel. Does my lawyer arrange the survey of the property?

Virgin Money will need an independent valuation of the property. Your lawyer will not arrange this. Usually Virgin Money will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your New Waltham postcode. As you are getting a mortgage with Virgin Money, you could contact them to see if they have a list of approved surveyors in New Waltham.

Do commercial conveyancing searches reveal impending roadworks that may impact a commercial land in New Waltham?

Many commercial conveyancing solicitors in New Waltham will perform a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in looking into accurate data on highways that impact buildings and development assets in New Waltham. The report provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in New Waltham.

For each commercial conveyancing transaction in New Waltham it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately could result in delays to New Waltham commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not carried out for residential conveyancing in New Waltham.

I'm purchasing my first flat in New Waltham with a loan from Barnsley Building Society. The sellers refused to move on the price so I negotiated five thousand pounds worth of additionals instead. The house builders rep suggested that I not to tell my lawyer about this side-deal as it would jeopardize my mortgage with Barnsley Building Society. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My husband and I are 14 days into a freehold purchase having been recommend to solicitors by the local agent to perform conveyancing in New Waltham. We are not happy. Can you you assist me in finding new conveyancers?

A lawyer would need to be really bad to suggest diss instructing them. Has the mortgage been sent? If so you need to advise them of the new solicitor and ensure the loan are re-sent. Your solicitor ideally should be on the banks approved list to avoid added expenses and delays. That should be your first question of the new lawyers. The find a solicitor tool can help you find a lender approved solicitor for your home move in New Waltham