My husband and I are buying a 3 bedroom apartment in Stallingborough with a mortgage. We wish to retain our Stallingborough lawyer, however the mortgage company advise he's not on their "panel". We have to appoint one of the lender panel firms or continue with our Stallingborough solicitor as well as pay for one of their panel ones to act for them. This feels very unfair; is there anything we can do?

Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Stallingborough conveyancing solicitor to apply to be on the conveyancing panel.

I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Stallingborough. My lender is Virgin

Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 4/12/2025, the requirements read as follows :

I'm purchasing a new build house in Stallingborough with a loan from Bank of Scotland. The builders would not move on the amount so I negotiated five thousand pounds worth of extras instead. The sale representative told me not inform my lawyer about the extras as it will affect my loan with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

What tools are available to identify a Stallingborough law firm on the Bank of Scotland conveyancing panel? I have wheels and am willing to travel upto 20miles to meet the lawyer.

You can use the facility on this website. Please choose the bank and your location and you will see a number of Stallingborough conveyancing lawyers based on proximity. We have listed some Stallingborough conveyancing firms at the bottom of this page and you can contact them to check whether they are on the Bank of Scotland member panel

Is it true that a Stallingborough conveyancing practice taken to court by a client for not carrying out the right conveyancing investigations?

We are not aware of such a Stallingborough conveyancing matter but according to a recent report, clients acquiring a home elsewhere in England successfully won a claim against their property lawyer as a consequence of development permission to build a wind farm failing to be identified in conveyancing searches.

If you are buying in Stallingborough It is critical that your lawyer purchase all Stallingborough conveyancing searches required to ensure you have relevant and current information before buying a property.