lenderpanel

Find a Topsham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Topsham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Topsham home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Topsham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Topsham

Can the conveyancing solicitors listed on your site handle auction conveyancing in Topsham?

We know of a few auction solicitors we can connect you with those specialising in auction conveyancing. Topsham is just one of hundreds of areas of where our lawyers have a presence.

I have been told that property searches are the number one cause of obstruction in Topsham house deals. Is this right?

The Council of Property Search Organisations (CoPSO) has noted the conclusions of a review by MoveWithUs that conveyancing searches do not figure within the top 10 causes of hindrances during the legal transfer of property. Searches are not likely to feature in any holding up conveyancing in Topsham.

I have todaybeen informed that Wolstenholmes have closed. They conducted my conveyancing in Topsham for a purchase of a freehold house 9 months ago. How can I establish that the property is not still registered in the name of the previous owner?

The quickest way to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Topsham conveyancing specialists.

I own a leasehold house in Topsham. Conveyancing and The Mortgage Works mortgage went though with no issue. I have received a letter from someone saying they have taken over the reversionary interest in the property. It included a demand for arrears of ground rent dating back to 1998. The conveyancing solicitor in Topsham who acted for me is not around. What should I do?

The first thing you should do is contact the Land Registry to be sure that the individual claiming to own the freehold is indeed the new freeholder. It is not necessary to instruct a Topsham conveyancing practitioner to do this as you can do this on the Land Registry website for a few pound. You should note that in any event, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

Leasehold Conveyancing in Topsham - A selection of Queries before buying

    How long is the Lease? Are there any major works on the horizon that could add a premium to the service fees? Where a Topsham lease has no more than eighty years it will have adverse implications on the value of the flat. It is worth checking with your bank that they are willing to go ahead with the loan given the lease term. Leases with less than 80 years remaining means that you will probably have to extend the lease sooner rather than later and you need to have some idea of what this would cost. Remember, in most cases you would be required to have been the owner of the premises for two years in order to be legally able to exercise a lease extension.

I have finally had an offer on an maisonette in Topsham agreed to, the vendor does however have a dependent purchase. The owners have offered on on an apartment, but it’s not yet agreed to, and has viewings of other properties booked. I have selected a nearby conveyancing solicitor in Topsham. What should be my next step? When should I get the mortgage application with Co-operative started with Co-operative?

It is usual to have concerns where there is an associated chain as you are unlikely to want to incur expenses too early (mortgage application is approx one thousand pounds, then survey, Topsham conveyancing search charges, etc). The first thing to do is check that your conveyancer is on the Co-operative approved list. Regarding the next stages this very much depends on the uniqueness of your transaction, desire for this property and on the state of the market. In a hot market the majority of buyers will apply for the mortgage with Co-operative and arrange for the survey and only if it was satisfactory would they pay their solicitor to move forward with the conveyancing in Topsham.

Last updated

Find out more about how flying freehold can affect your the value of a property.