I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Whimple. My lender is Tesco Bank

Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 17/1/2026, the requirements read as follows :

We are purchasing a flat in Whimple. I might seem paranoid but how we can trust a lawyer? On completion day we have to put our life savings into their account. What is the protection we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

Forgive me if this question is silly but I am wet behind the ears as FTB of a two bedroom flat in Whimple. Do I pick up the keys to the property on completion from my conveyancer? If so, I will find a High Street conveyancing solicitor in Whimple?

On the day of completion you do not need to go to the conveyancers office in Whimple. Conveyancing lawyers for you will electronically transfer the completion advance to the vendor’s solicitors, and once they have received this, you should be invited to pick up the keys from the selling Agents and start moving into the property. Usually this happens early afternoon.

My husband and I are in the throws of looking at flats in Whimple and I am now considering a potential offer. Is it advisable to have a property lawyer on ‘stand by’? I will be getting a home loan with Aldermore.

It would be wise to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. Given that you are seeking a mortgage with Aldermore, make sure you remember to check that your lawyer is on the Aldermore conveyancing panel.

How does conveyancing in Whimple differ for newly converted properties?

Most buyers of new build residence in Whimple come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because new home sellers in Whimple usually acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Whimple or who has acted in the same development.

In searching the web for the phrase on line conveyancing in Whimple it shows results of numerous conveyancerslocally. How do I determine which is the right conveyancing solicitor for the sale of my house?

The preferential method of seeking the right conveyancer is through a personal referral, so enquire of friends and relatives who have purchased a property in Whimple or a respected estate agent or financial adviser. Charges for conveyancing in Whimple differ, so it's a good idea to secure a minimum of three fee estimates from varying types of law firms. Be sure to secure confirmation what costs in the quote includes.

Jane (my partner) and I may need to rent out our Whimple 1st floor flat temporarily due to a new job. We used a Whimple conveyancing firm in 2004 but they have closed and we did not have the foresight to seek any guidance as to whether the lease permits subletting. How do we find out?

A lease dictates relations between the landlord and you the flat owner; in particular, it will say if subletting is prohibited, or permitted but only subject to certain conditions. The rule is that if the lease contains no expres ban or restriction, subletting is permitted. The majority of leases in Whimple do not contain strict prohibition on subletting – such a clause would adversely affect the market value the flat. In most cases there is simply a requirement that the owner notifies the freeholder, possibly sending a copy of the sublease.

I am the registered owner of a 1 bedroom flat in Whimple, conveyancing was carried out half a dozen years ago. Can you work out an approximate cost of a lease extension? Similar flats in Whimple with a long lease are worth £197,000. The average or mid-range amount of ground rent is £55 invoiced every year. The lease comes to an end on 21st October 2081

With 55 years remaining on your lease we estimate the price of your lease extension to range between £31,400 and £36,200 as well as legals.

The figure that we have given is a general guide to costs for extending a lease, but we are not able to advice on the actual costs without more detailed investigations. You should not use this information in tribunal or court proceedings. There are no doubt other concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Neither should you move forward based on this information without first getting professional advice.