We were just about to exchange contracts for a freehold house in Vale Of Glamorgan. We have hit a stumbling block. The loan offer with The Royal Bank of Scotland runs out on 29/1/2026 but the sellers are insisting on a completion date of 2/2/2026. Can one prolong the loan offer?
The best person to deal with your question is your lawyer who will assess if they should be discussing with the mortgage company, vendor’s representatives, selling agents or indeed all three given the circumstances your conveyancing to date.
I am buying a semi-detached house in Vale Of Glamorgan. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Vale Of Glamorgan you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Vale Of Glamorgan.
I am expecting a AIP from Coventry BS this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Coventry BS recommend any Vale Of Glamorgan solicitors on the Coventry BS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Vale Of Glamorgan solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.
The formalities of my remortgage has taken place for my property in Vale Of Glamorgan. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Intending to buy a flat in Vale Of Glamorgan. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Barclays conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Vale Of Glamorgan property lawyer is on the Barclays conveyancing panel.
In scouring the internet for the words cheap conveyancing in Vale Of Glamorgan it shows results of many property lawyerslocally. With so much choice what is the best way to find the right conveyancing solicitor for the sale of my house?
The preferential method of choosing a suitable conveyancer is via trusted testimonial, so ask colleagues and those you trust who have bought a property in Vale Of Glamorgan or a respected estate agent or mortgage broker. Costs for conveyancing in Vale Of Glamorgan vary, so it's a good idea to request a minimum of four fee calculations from different property lawyers. Dont forget to clarify that the fees are fixed.
Is it necessary during the course of the conveyancing process to pop into the offices of the lender conveyancing panel solicitor to sign the mortgage deed? If so, I will choose one who does conveyancing in Vale Of Glamorgan so that I can pop in to their offices if required.
Most conveyancing panel lawyers for the lender undertake conveyancing via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. YOu dont have to use a conveyancing solicitor in Vale Of Glamorgan. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.