It has come to my attention via my broker that my Vauxhall property lawyer is not on the bank Solicitor panel. What can I do to check?
Your first step should be to call your Vauxhall lawyer directly. It is reasonable to expect your lawyer to advise you of the situation. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your bank.
As someone not used to conveyancing in Vauxhall what is your top tip you can impart concerning the legal transfer of property in Vauxhall
Not many law firms shout this from the rooftops but conveyancing in Vauxhall and elsewhere in South London is an adversarial process. Put another way, when it comes to conveyancing there is plenty of opportunity for friction between you and others involved in the legal transfer of property. For instance, the seller, property agent and sometimes your mortgage company. Selecting a lawyer for your conveyancing in Vauxhall is a critical decision as your conveyancer is your adviser, and is the SOLE person in the process whose interest is to look after your best interests and to protect you.
Every so often a third party with a vested interest may try and convince you that it is in your interests to do things their way. For example, the estate agent may claim to be helping by claiming that your conveyancer is slow. Or your mortgage broker may try to convince you to do something that is against your solicitors advice. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.
It has been three months since my purchase conveyancing in Vauxhall completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Should I be concerned by estate agents that I am dealing with are encouraging me to use a factory type conveyancing firm rather than a High Street Vauxhall conveyancing company?
As is the case with lots of service providers, often input from connections can be extremely useful or valuable. Yet there are numerous players in a conveyancing transaction; estate agents, financial adviser and mortgage companies may put forward lawyers to appoint. On occasion these lawyers might be known to one of the organisations as experts in their field, but occasionally there might be a financial incentive behind the endorsement. You have the right to choose your own conveyancer. However, bear in mind that some mortgage providers specify a panel list of solicitors you must use for the lender aspect of your house move.
My aunt purchased her house in Vauxhall in 2006. She has since got married, divorced and is now married again. She intends to sell the house in a couple of months. I believe she will just be asked to provide a copy of the marriage papers to the property lawyer however she is anxious it will hold up the conveyancing. Is it worth updating the title information for the house?
It is not absolutely necessary to bring up to date the title for the property on the basis that you have the proof needed to demonstrate how the change of name occurred.
Any purchaser’s solicitor should review the land registry details and request evidence by way of proof of the name change for example marriage certificates.