It has taken forever and a day but a loan offer from Nationwide for the remortgage of my 2 room flat is to be issued within the next few days. Can you put forward a low cost conveyancing lawyer in Aberystwyth?

You are on the wrong site if you are seeking cut-price fees for conveyancing solicitors in Aberystwyth. Our aim is to provide excellent value conveyancing but our intention is not to work with the cheapest lawyers. Do not be seduced by organisations seducing you with £99 conveyancing in Aberystwyth. The optimum result, in going for cheap conveyancing, you will receive what you pay for and at worst you will end up with a hefty uplift in extras and still not receive the service expected.

I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Aberystwyth. My lender is Bank of Ireland

Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 20/1/2026, the requirements read as follows :

I am buying a new build house in Aberystwyth with a loan from Virgin Money. The developers refused to reduce the amount so I negotiated £7000 of extras instead. The property agent advised me not reveal to my lawyer about the side-deal as it will impact my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am using a search engine for the words cheap conveyancing in Aberystwyth it shows results of numerous conveyancersin the vicinity. How do I determine which is the suitable conveyancer for my move?

The ideal way of choosing a suitable conveyancer is through a personal referral, so seek the guidance of friends and those you trust who have acquired a property in Aberystwyth or the respected estate agent or financial adviser. Costs for conveyancing in Aberystwyth vary, so it's a good idea to secure a minimum of four estimates from varying types of property lawyers. Be sure to obtain confirmation that the charges are assured not to increase.

I've found a house that appears to tick a lot of boxes, at a reasonable price which is making it all the more appealing. I have since discovered that it's a leasehold rather than freehold. I am assuming that there are particular concerns purchasing a leasehold house in Aberystwyth. Conveyancing advisers have are about to be instructed. Will my lawyers set out the implications of buying a leasehold house in Aberystwyth ?

Most houses in Aberystwyth are freehold rather than leasehold. In this scenario it’s worth having a local solicitor who is familiar with the area can assist with the conveyancing process. It is clear that you are buying in Aberystwyth so you should seriously consider shopping around for a Aberystwyth conveyancing practitioner and be sure that they are used to transacting on leasehold houses. First you will need to check the unexpired lease term. As a leaseholder you will not be at liberty to do whatever you want with the house. The lease will likely included provisions such as requiring the landlord’sconsent to carry out alterations. It may be necessary to pay a service charge towards the maintenance of the estate where the house is part of an estate. Your lawyer will report to you on the legal implications.