It has taken forever and a day but a mortgage agreement from HSBC for the refinancing of my 4 room apartment is to be issued within the next few days. Could you propose a cheap conveyancing lawyer in Bedfordshire?

You are on the wrong site if you are in need of the lowest fares for conveyancing solicitors in Bedfordshire. Our aim is to provide cost effective conveyancing but we do not advertise as being the cheapest. Resist the temptation to appoint companies offering ninety nine pound conveyancing in Bedfordshire.Optimistically, in going for low cost conveyancing, you will receive what you pay for and at worst it will result in you being stung for extras and still not end up with the service expected.

I am the registered owner of a freehold premises in Bedfordshire yet charged rent, why is this and what is this?

It’s unusual for properties in Bedfordshire and has limited impact for conveyancing in Bedfordshire but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the establishment of new rentcharges from 1977 onwards.

Old rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence after 2037 will be dispensed with completely.

Yesterday I discovered that there is a flying freehold element on a property I have offered on a fortnight ago in what was supposed to be a quick, chain free conveyancing. Bedfordshire is the location of the property. What do you suggest?

Flying freeholds in Bedfordshire are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Bedfordshire you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bedfordshire may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.