As someone unfamiliar with the Kimbolton conveyancing process what is the number one tip you can give me for the home moving process in Kimbolton

Not many law firms or advisers will tell you this but conveyancing in Kimbolton or throughout England and Wales is often a confrontational experience. In other words, when it comes to conveyancing there exists plenty of room for friction between you and other parties involved in the ownership transfer. For example, the vendor, property agent and even potentially your bank. Choosing a law firm for your conveyancing in Kimbolton an important selection as your conveyancer is your adviser, and is the ONE person in the transaction whose responsibility is to look after your legal interests and to protect you.

There is a distinct increase of a "blame" culture- someone has to be at fault for the process taking so long. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

When it comes to lenders such as Virgin Money, do Kimbolton property lawyers have to pay a yearly amount to be on the conveyancing panel?

We are unaware of any bank fees to register on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel application.

The mortgage over my property is with Lloyds for my property in Kimbolton. Conveyancing has been completed 12 months ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Lloyds?

Lloyds must be informed of your intention in advance of renting your property as this is likely to be a breach of Lloyds’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Lloyds directly. It should not be necessary to do this via a Lloyds conveyancing panel firm.

Our offer on a detached house in Kimbolton has been accepted, but there is a chain. The owners have offered on a property, however it’s not yet agreed to, and are looking at other apartments in the pipeline. I have instructed a bricks and mortar conveyancing solicitor in Kimbolton. What do I do now? When should I get the mortgage application with Clydesdale started?

It is understandable to have concerns where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is approx one thousand pounds, then survey, Kimbolton conveyancing search fees, etc). The first course of action is to check that your conveyancer is on the Clydesdale approved list. Concerning the next steps this very much depends on the uniqueness of your case, desire for this property and on the state of the market. During a rising market the majority of home buyers will apply for the mortgage with Clydesdale and arrange for the valuation and only if it comes back ok would they request their property lawyer to move forward with searches.

It has been 4 months following my purchase conveyancing in Kimbolton completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

How does conveyancing in Kimbolton differ for newly converted properties?

Most buyers of new build or newly converted property in Kimbolton approach us having been asked by the developer to exchange contracts and commit to the purchase even before the residence is completed. This is because builders in Kimbolton typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Kimbolton or who has acted in the same development.

I need to instruct a conveyancing solicitor for purchase conveyancing in Kimbolton. I have stumble across a site which appears to be the perfect answer If it is possible to get all formalities completed via email that would be ideal. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?