Can you suggest a Yorkshire Building Society allowed Caversham conveyancing lawyer that can complete within a very limited time frame? Would it be better to use a local Caversham solicitor or a web based firm?
We would be happy to suggest some excellent Caversham conveyancing firms. Another option is to visit the high street in Caversham. Visit some well established law practices and ask to see a conveyancing solicitor for a quote. Explain your time frames together with your reasons and ask for a commitment on your deadline. Select the one that genuine.
My aunt passed away last year and as sole heir and executor I was left the house in Caversham. The house had a small mortgage left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to Skipton, pay off the mortgage. Is this allowed?
Where you intend to refinance then Skipton will require that you use a conveyancer on the Skipton conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Skipton conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Skipton mortgage is registered as a charge at the Land Registry.
It has been 3 months since my purchase conveyancing in Caversham took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Caversham differ for newly converted properties?
Most buyers of new build property in Caversham contact us having been asked by the seller to sign contracts and commit to the purchase even before the residence is finished. This is because developers in Caversham usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Caversham or who has acted in the same development.
I'm converting the mortgage on my primary house to a BTL mortgage with Skipton Building Society and I will use the rest of the raised equity as a deposit on another house. The area we are looking at is Caversham. Will your conveyancers be able to act for the two mortgage companies and tie in the transactions?
Do use our search tool on this page to ensure that the solicitors are on the relevant lender panels. Assuming that they are the conveyancer should be able to tie up the two deals but you should talk with you solicitor and communicate your expectations and requirements.