Finally the sale completed on my house in Shinfield and Arborfield last spec month but our buyer keeps whats apping me to say his lawyer is waiting to hear from mysolicitor. What should my lawyer have done now that I have sold?

After completion of your sale your lawyer is duty bound to deliver the transfer documentation and all of the paperwork to the purchaser's solicitors. Depending on the transaction, your solicitor must also evidence that the legal charge in favour of the lender has been paid off to the purchasers conveyancers. There are no post completion requirements just for conveyancing in Shinfield and Arborfield.

A relative advised me that in purchasing a property in Shinfield and Arborfield there may be various restrictions limiting what one can do in terms of external changes to the property. Is this right?

There are a number of properties in Shinfield and Arborfield which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Shinfield and Arborfield should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I'm buying a new build house in Shinfield and Arborfield with a loan from . The developers refused to budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent suggested that I not inform my lawyer about the extras as it would jeopardize my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.