I am purchasing a right to buy a flat in Charmouth. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?

Leaving aside the complexities and merits of DIY conveyancing in Charmouth you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Charmouth.

Are all Charmouth Conveyancing Quality Solicitors on the Coventry BS conveyancing list of approved firms?

It is true that some banks and building societies now utilise CQS as the starting point for Panel membership such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their panels.

My fiancee and I are spending time looking at flats in Charmouth and I am about to put in an offer. Is it advisable to have a solicitor on ‘stand by’? I am planning to take a mortgage with Skipton.

It would be sensible to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. Given that you are obtaining a mortgage with Skipton, make sure you remember to check that your lawyer is on the Skipton conveyancing panel.

I have decided to exercise my right to buy my property in Charmouth off the council. I have a mortgage agreed with Barclays. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Barclays, you will need to appoint a solicitor on the Barclays conveyancing panel.

I'm converting the mortgage on my primary home to a buy to let mortgage with The Royal Bank of Scotland and intend to use the remaining equity towards further property. The location we are talking about is Charmouth. Will your conveyancers be able to act for both sets of mortgage companies and tie in the transactions?

Make use of our search tool on this page to check that the solicitors are on the relevant lender panels. Having checked that they are the conveyancer should be able to tie up the two transactions but you should talk with you solicitor and make apparent your expectations and needs.

My brother has recommend that I appoint his conveyancers in Charmouth. Should I use them?

Much as we are happy to recommend a Charmouth conveyancing lawyer the ideal way to select a conveyancing solicitor is to get referrals from friends or relatives who have experience in using the firm you're contemplating using.

At last I have had an offer on an apartment in Charmouth accepted, the vendor does nevertheless have an associated purchase. The vendors have submitted an offer on a property, but it’s not been accepted yet, and are looking at other properties booked. I have selected a local conveyancing solicitor in Charmouth. What do I do now? When should I get the mortgage application with Bank of Ireland started with Bank of Ireland?

It is usual to have anxieties where there is an associated chain as you are unlikely to want to incur expenses too early (home loan application is in the region of one thousand pounds, then valuation, Charmouth conveyancing search charges, etc). The first thing to do is check that your property lawyer is on the Bank of Ireland approved list. Regarding the subsequent steps this very much dictated by the uniqueness of your transaction, desire for the property and on the state of the market. During a hot market some purchasers would apply for a home loan with Bank of Ireland and arrange for the valuation and only if it comes back ok would they ask their property lawyer to press on with the conveyancing in Charmouth.