In what way does my ID and proof of funds have anything to do with my conveyancing in Corston? Is this really necessary?
You are right in these requests have nothing to do with conveyancing in Corston. Nowadays you can not proceed with any conveyancing process in the absence providing evidence of your identity. Ordinarily this takes the form of a either your passport or driving licence plus a bank statement. Please note that if you are supplying your driving licence as evidence of ID it must be both the paper section and photo card part, one is not satisfactory in the absence of the other.
Proof of the source of monies is necessary in accordance with the Money Laundering Regulations. Don’t be offended when when this is requested of you as your conveyancer will need to have this information on file. Your Corston conveyancing solicitor will need to see evidence of proof of funds prior to accepting any monies from you into their client account and they will also ask further queries regarding the origin of funds.
We are expecting a mortgage offer soon. The lender mentioned the loan came with free conveyancing. Is the implication that I have to use their panel conveyancer as I would prefer to instruct a local conveyancing solicitor in Corston?
You should check but the the likelihood is that appoint one of their panel solicitors where you accept the "fee-free" deal. Contact the bank and determine if they make available a monetary alternative. In the past a few lenders offered a £250 cashback as an alternative in which case that money can go towards the cost for your conveyancing solicitor in Corston.
Various internet forums that I have frequented warn that are the main reason for hinderance in Corston house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) released determinations of research by MoveWithUs that conveyancing searches do not figure within the most frequent causes of delays during the legal transfer of property. Local searches are unlikely to feature in any slowing down conveyancing in Corston.
Despite weeks of looking the Title Certificate and documents to our home are lost. The lawyers who dealt with the conveyancing in Corston 4 years ago have long since closed. What are my next steps?
Gone are the days when you need to hold title original deeds to evidence that you are the owner of your registered land or premises, as the Land Registry have everything they need in a digital format.
Should I choose a Corston conveyancing solicitor in close proximity to the house I am purchasing? We have a good friend who can handle the legal formalities however her office is approximately 350miles drive away.
The primary upside of using a high street Corston conveyancing practice is that you can attend the office to execute paperwork, present your identification documents and pester them where appropriate. Having local Corston know how is a benefit. That being said nothing is more important than finding someone that will pull out all the stops for you. If you know people who instructed your friend and in the main were content that should surpass using an unknown Corston conveyancing lawyer solely due to them being round the corner.