We are purchasing a apartment in Desborough. It might be a silly question but how we can trust a lawyer? At some point we will need to deposit money into their account. What protection do we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I am helping my aunt sell her property in Desborough. Will the solicitor commission the energy performance certificate or it is for the owner to see to?

Following the abolition of HIPs, energy performance certificates became a mandatory part of selling a house. An EPC must be to hand before the property is put on the market. This is not as aspect of the sale process that lawyers normally organise. Where you are using a Desborough conveyancing practitioner they may help arrange energy performance certificates given their relationships with reputable local energy assessors

The formalities of my purchase has taken place for my property in Desborough. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?

Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.

Should my conveyancer be raising enquiries concerning flooding as part of the conveyancing in Desborough.

The risk of flooding is if increasing concern for solicitors dealing with homes in Desborough. Some people will purchase a property in Desborough, fully expectant that at some time, it may be flooded. However, leaving to one side the physical damage, where a house is at risk of flooding, it may be difficult to get a mortgage, adequate building insurance, or dispose of the premises. Steps can be carried out during the course of a house purchase to forewarn the buyer.

Solicitors are not best placed to impart advice on flood risk, but there are a number of checks that may be initiated by the buyer or by their conveyancers which can figure out the risks in Desborough. The conventional set of property information forms supplied to a purchaser’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual question of the owner to discover whether the premises has suffered from flooding. If the residence has been flooded in past which is not disclosed by the owner, then a purchaser may commence a claim for damages resulting from an inaccurate reply. A buyer’s conveyancers may also carry out an environmental report. This should higlight if there is any known flood risk. If so, more detailed investigations should be conducted.

I have todaybecome aware that Stirling Law have been shut down. They conducted my conveyancing in Desborough for a purchase of a freehold house 9 months ago. How can I establish that the property is registered correctly in the name of the previous owner?

The easiest way to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Desborough conveyancing specialists.

How do I locate a Desborough law firm on the Alliance & Leicester conveyancing panel? I have wheels and am prepared to travel upto 20kilometers to meet the lawyer.

You can use the facility on this website. Please pick a mortgage company and your location and you will see a number of Desborough conveyancing lawyers locally. We have listed some Desborough conveyancing firms towards the end of this page and you can contact them to verify if they are on the Alliance & Leicester approved list

I am hoping to exchange soon on a ground floor flat in Desborough. Conveyancing solicitors have said that they are sending me a report next week. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Desborough should include some of the following:

You would want to be sent a copy of the lease It needs to be made clear to you whether the lease permits you to change or improve anything in the property- you should know whether any restrictions applies to all alterations or limited to structural alteration, and whether permission is required What options are open to you if another tenant in the building is in violation of a provision in their lease? You must be informed what is to be regarded as a Nuisance as far as the lease is concerned

I purchased a studio flat in Desborough, conveyancing was carried out June 2010. Can you let me have an estimated range of the fair premium for a lease extension? Comparable properties in Desborough with over 90 years remaining are worth £202,000. The average or mid-range amount of ground rent is £55 levied per year. The lease expires on 21st October 2082

With 56 years remaining on your lease the likely cost is going to range between £29,500 and £34,000 as well as professional fees.

The figure above a general guide to costs for extending a lease, but we are not able to provide the actual costs in the absence of comprehensive investigations. Do not use the figures in tribunal or court proceedings. There may be other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information without first seeking the advice of a professional.