Do I find a Licenced Conveyancer or Solicitor for conveyancing in Moulton?

Two types of professional can execute conveyancing in Moulton namely CLC regulated conveyancers or solicitors. Both professionals administer conveyancing services that you need to complete the disposal or purchase of property. They are both required to perform Moulton conveyancing on similar quality and guidelines so you can be sure that your conveyancing will be properly conducted and that the requirements and steps should be suitably followed.

We are purchasing a 4 bedroom semi-detached house in Moulton. We would like to carry out an extension to the side at the house.Will the conveyancing process include investigations to ascertain if these works are prohibited?

Your property lawyer should review the registered title as conveyancing in Moulton can occasionally reveal restrictions in the title documents which prohibit certain works or necessitated the consent of a 3rd party. Some additions call for local authority planning consent and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be prudent to check these things with a surveyor ahead of any purchase.

I have paid off my mortgage with Leeds Building Society. I assume I don't need a Moulton conveyancing practitioner on the Leeds Building Society panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Leeds Building Society mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Leeds Building Society mortgage from the register. Leeds Building Society, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Leeds Building Society has sent the Land Registry the discharge electronically, and
3. Leeds Building Society has instructed the Land Registry to do so

How does conveyancing in Moulton differ for new build properties?

Most buyers of new build or newly converted property in Moulton contact us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is ready to move into. This is because developers in Moulton tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Moulton or who has acted in the same development.

I opted to have a survey carried out on a house in Moulton before retaining conveyancers. I have been advised that there is a flying freehold overhang to the house. My surveyor has said that some lenders tend not issue a loan on this type of house.

It varies from the lender to lender. HSBC has different instructions for example to Nationwide. If you e-mail us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Moulton. Conveyancing will be smoother if you use a solicitor in Moulton especially if they regularly deal with such properties in Moulton.

What advice can you give us when it comes to appointing a Moulton conveyancing firm to deal with our lease extension?

When appointing a solicitor for your lease extension (regardless if they are a Moulton conveyancing practice) it is most important that he or she should be familiar with the legislation and specialises in this area of conveyancing. We suggest that you talk with several firms including non Moulton conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then so much the better. The following questions could be useful:

If they are not ALEP accredited then why not? How familiar is the firm with lease extension legislation?

Leasehold Conveyancing in Moulton - A selection of Questions you should consider before Purchasing

How much is the ground rent and service charge? Are any of leasehold owners in arrears of their service charge payments? Where a Moulton lease has fewer than eighty years it will have adverse implications on the salability of the property. It is worth checking with your lender that they are willing to lend given the lease term. A short lease means that you will almost definitely have to extend the lease at some point and it is worth finding out what this would cost. For most Moultonlease extensions you would need to own the residence for 24 months before you are eligible to extend the lease.

Please can you suggest a lawyer for purchasing a bungalow? Ideally someone in Moulton, who will communicate via email - not someone who insists on slow mail or fax.

LenderPanel.com is restricted to being a directory service for lawyers who wish to be listed as being on the approved conveyancing panel for Yorkshire BS in certain areas such as Moulton . We dont recommend any specific conveyancer.