I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Dunchurch. My lender is Bank of Ireland

Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 27/1/2026, the requirements read as follows :

I need some fast conveyancing in Dunchurch as I have pressure to exchange contracts within one month. Thankfully I do not require a mortgage. Can I decline from having conveyancing searches to save fees and time?

If.Given you are are a mortgage free buyer you are at free not to do searches although no solicitor would suggest that you don't. With plenty of history conveyancing in Dunchurch the following are examples of what can be revealed and therefore affect the marketability of the property: Enforcement Actions, Outstanding Fees, Overdue Grants, Unadopted Roads,...

It has been 2 months since my purchase conveyancing in Dunchurch concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I work for a long established estate agency in Dunchurch where we have experienced a few leasehold sales derailed as a result of short leases. I have received conflicting advice from local Dunchurch conveyancing solicitors. Could you shed some light as to whether the vendor of a flat can initiate the lease extension formalities for the purchaser on completion of the sale?

As long as the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to kick-start the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the buyer need not have to sit tight for 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed before, or at the same time as completion of the disposal of the property.

An alternative approach is to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.

I inherited a 1 bedroom flat in Dunchurch, conveyancing was carried out 9 years ago. Can you give me give me an indication of the likely cost of a lease extension? Equivalent flats in Dunchurch with over 90 years remaining are worth £206,000. The average or mid-range amount of ground rent is £45 invoiced annually. The lease expires on 21st October 2092

With just 66 years unexpired we estimate the premium for your lease extension to span between £12,400 and £14,200 plus costs.

The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of comprehensive investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be additional issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information without first getting professional advice.

I'm selling a house in Dunchurch. I have found my conveyancer's company on the CLC list, but I can't locate my lawyer's name on the list. Is this a big problem?

Not all staff in the company must be listed by the regulator. As long there is someone qualified to 'oversee' the work, the actual day-to-day activity can be undertaken by unlicensed staff.