We are expecting a mortgage offer soon. The bank mentioned the mortgage came with free conveyancing. Is the implication that I have to appoint their panel solicitor as I would prefer to instruct a Fillongley based conveyancing firm?
You should check but the the likelihood is that give you one of their panel lawyers where you take up the "fee-free" incentive. Contact the lender and check if they allow a monetary alternative. In the past a few lenders offered a £250 cashback as a further option in which case you could put that amount towards your preferred conveyancing solicitor near Fillongley.
We are purchasing a 4 bedroom semi-detached house in Fillongley. We would like to an extension at the rear at the house.Will the conveyancing process involve checks to see if these alterations were previously refused?
Your property lawyer will check the registered title as conveyancing in Fillongley will on occasion identify restrictions in the title deeds which restrict certain works or necessitated the consent of a 3rd party. Certain works call for local authority planning permissions and approval in accordance building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be wise to check these things with a surveyor ahead of any purchase.
How does conveyancing in Fillongley differ for newly converted properties?
Most buyers of new build or newly converted property in Fillongley approach us having been asked by the seller to sign contracts and commit to the purchase even before the premises is ready to move into. This is because new home sellers in Fillongley typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Fillongley or who has acted in the same development.