We were about to retain a conveyancing solicitor in Dosthill found on your site but stumbled across some other costs illustrations via the web seem cheaper – how come?
You can find numerous conveyancers advertising at first sight what seems to be cut price. Our advice is to think long and hard as to how important this transaction is to you that want to take 'cheap' risks with regard to the quality of the legal work. Some embed additional charges deep into the terms of business. The conveyancers that we list for conveyancing in Dosthill neverdo this.
I am buying a new build house in Dosthill with the aid of help to buy. The developers would not budge the amount so I negotiated 6k of fixtures and fittings instead. The house builders rep told me not inform my conveyancer about the side-deal as it will impact my mortgage with The Royal Bank of Scotland. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been on the look out for a ground for flat up to £245,000 and identified one round the corner in Dosthill I like with open areas and station in the vicinity, however it's only got 49 years unexpired on the lease. There is not much else in Dosthill for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you need a mortgage that many years will be an issue. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of 2 years you could ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this matter.
I need to instruct a conveyancing solicitor for freehold conveyancing in Dosthill. I've chance upon a web site which looks to be the ideal offering If there is a chance to get all this stuff completed via web that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
How do I find a Dosthill conveyancing solicitor on the mortgage company conveyancing panel? I have a car and am prepared to travel up to twentykilometers to meet the lawyer.
Feel free to make use of the find a conveyancing panel tool on this website. Please choose the lender and your location, in this case Dosthill and you will see a number of lawyer located nearest Dosthill. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the mortgage company solicitor panel.