The sellers of the property we are hoping to buy are using a conveyancing solicitor in Hartburn who has suggested a lock out contract with a payment two thousand pounds. Are such agreements sensible?
This form of agreement isn't common in Hartburn, conveyancers are not keen on them as they detract from focusing on the main conveyancing focus and if you end up losing your deposit then the solicitor at best left with an upset client and at worst a litigious one. In addition, there is no guarantee that just because the proprietor has entered into a lock out contract they will sell to you. They may breach the contract if they are offered a large enough offer to do so because a wronged party with the benefit of a lockout agreement will still be legally obliged to establish consequential losses from the breach and this may not equate the financial benefit that the owner may secure by breaching the agreement, however morally reprehensible the behaviour is.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Hartburn. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 2/12/2025, the requirements read as follows :
I happen to be the single beneficiary of my late father’s estate with all property in now in my sole name, including the house in Hartburn. Conveyancing formalities meant that the Land Registry date was in October. I want to move. I do know about the Mortgage Lenders 6 month 'rule', meaning my proprietorship could be considered the same way as though I had purchased the house in October. Do I have to wait half a year to sell?
The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be impacted by that. How sensible a view lenders take of it, depend on the lender as this provision primarily exists to pick up on the purchase and immediately sell or the wholesaling and assigning of property.
We were going to get a DIP from RBS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do RBS recommend any Hartburn solicitors on the RBS conveyancing panel, or is it better to go independently?
You will need to appoint Hartburn solicitors independently although you'll need to choose one on the RBS conveyancing panel. The solicitor represents both you and RBS through the process.
Intending to buy a apartment in Hartburn. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Santander conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Hartburn lawyer is on the Santander conveyancing panel.
It has been 3 months since my purchase conveyancing in Hartburn concluded. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am looking for a conveyancing practitioner in Hartburn for my home move. Is there any facility to check a solicitor's record with the profession’s regulator?
Anyone may review documented Solicitor Regulator Association (SRA) determinations resulting from inquisitions started on or after Jan 2008. Visit Check a solicitor's record. For information about the period before 1 January 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The regulator may recorded telephone calls for training requirements.