My grandfather passed away 10 months ago and as sole heir and executor I was left the house in Llandaff North. The house had a small mortgage left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to Skipton, pay off the mortgage. Is this allowed?
If you intend to re-mortgage then Skipton will require that you use a conveyancer on the Skipton conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Skipton conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Skipton mortgage is registered as a charge at the Land Registry.
Due to the advice of my in-laws I had a survey completed on a property in Llandaff North in advance of appointing conveyancers. I have been informed that there is a flying freehold aspect to the house. Our surveyor has said that some lenders may not give a mortgage on a flying freehold house.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Halifax. If you call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Llandaff North. Conveyancing may be slightly more expensive based on your lender's requirements.
How can the Landlord & Tenant Act 1954 impact my business property in Llandaff North and how can you help?
The 1954 Act affords security of tenure to business tenants, giving them the legal entitlement to make a request to court for a renewal tenancy and remain in occupation when the lease comes to an end. There are limited grounds that a landlord can refuse a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing practices who use the act for protection and help with commercial conveyancing in Llandaff North
We are 17 days into a leasehold purchase having been recommend to solicitors by the high street agent to perform conveyancing in Llandaff North. I am not happy. Can you help me find new conveyancers?
They would need to be very poor in order to consider diss instructing them. Has the mortgage offer been sent? If so you will need to advise them of the new contact details and have the mortgage documents are re-sent. Your new solicitor ideally should be on the banks approved list to avoid added charges and delays. So that should be your starting point. The search tool should assist you in finding a lender approved conveyancer for your conveyancing in Llandaff North
What advice can you give us when it comes to finding a Llandaff North conveyancing practice to deal with our lease extension?
If you are instructing a solicitor for your lease extension (regardless if they are a Llandaff North conveyancing practice) it is most important that they be familiar with the legislation and specialises in this area of work. We recommend that you talk with two or three firms including non Llandaff North conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then so much the better. The following questions might be of use:
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How familiar is the practice with lease extension legislation? If they are not ALEP accredited then why not?
Llandaff North Conveyancing for Leasehold Flats - Sample of Queries before Purchasing
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It is important to be aware whether redecorating or some other significant cost is pending that will be shared by the tenants and could well materially increase the the service costs or require a specific invoice. What prohibitions exist in the Llandaff North Lease?