My wife and I are due to exchange buying a property in Pontllanfraith but as a consequence of damage from the recent storms I have managed to agree compensation from the seller in the sum of three thousand pounds in the form of a adjustment in the price. I had intended this to be dealt with as part of a side agreement however TSB will not agree to this. Should they have been notified?

Any conveyancing practitioner that is on a TSB conveyancing panel is required to inform TSB of any changes to the purchase price. If you prohibit your solicitor to disclose the reduction to TSB then they would have to discontinue acting for you. In addition, TSB and you would have to appoint a new lawyer for your conveyancing in Pontllanfraith.

I am buying a end of terrace house in Pontllanfraith. The intention is to convert the garage to a playroom at the property.Will the conveyancing process include enquiries to see if these alterations are allowed?

Your solicitor will review the registered title as conveyancing in Pontllanfraith can sometimes reveal restrictions in the title deeds which prevent categories of alterations or require the consent of another owner. Certain works require local authority planning consent and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these issues with a surveyor ahead of any purchase.

We had selected solicitors with offices in Pontllanfraith on the Kent Reliance solicitor approved list. They have just billed me a separate amount for dealing with the Kent Reliance mortgage. Is this an additional conveyancing fee specified by Kent Reliance?

Provided it is contained in their Terms and Conditions or Quote then yes your solicitor may levy a fee for this. This fee is not set by Kent Reliance but by your Pontllanfraith conveyancing practitioner. Some firms on the Kent Reliance panel will levy an ‘acting for lender’ fee and others do not.

I have finally had an offer on a maisonette in Pontllanfraith accepted, the vendors do nevertheless have a connected purchase. The sellers have placed an offer on a property, however it’s not yet tied up, and have viewings of other apartments in the pipeline. I have instructed a nearby conveyancing solicitor in Pontllanfraith. What should be my next step? When should I get the mortgage application with Principality started?

It is understandable to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx one thousand pounds, then survey, Pontllanfraith conveyancing search fees, etc). First, you should ensure that your property lawyer is on the Principality approved list. Regarding the next stages this very much dictated by the circumstances of your transaction, attraction to the property and on the state of the market. In a hot market many home buyers would apply for a home loan with Principality and pay for the valuation and only if it comes back ok would they ask their property lawyer to move forward with the conveyancing in Pontllanfraith.

Given that I am about to part with £400,000 on a property in Pontllanfraith I wish to talk to a solicitor regarding theconveyancing before giving the go ahead to the firm. Can this be arranged?

This is something that we recommend - we would be pleased to talk to you we do not take any clients on without you first talking to the conveyancer due to be carrying out your conveyancing in Pontllanfraith.There is no ‘factory style conveyancing’ - each client is an important individual, not a case reference. The practices that we put you in touch with believe that the figure you are calculated and presented to you for your conveyancing in Pontllanfraith should be the amount on the final invoice that you are charged.

I am using a search engine for the words cheap conveyancing in Pontllanfraith it brings up many property lawyerslocally. How do I determine which is the right solicitor for purchase transaction?

The preferential method of finding a suitable conveyancer is via personal testimonial, so seek the guidance of colleagues and family who have acquired a property in Pontllanfraith or a reputable estate agent or mortgage broker. Costs for conveyancing in Pontllanfraith vary, so it's a good idea to request at least three estimates from varying types of companies. Dont forget to clarify that the charges are assured not to rise.

Much to my surprise my property lawyer in Pontllanfraith has informed me that he requires ID documents saying that this is part of his requirements as a conveyancer on the mortgage company Solicitor panel. Can you confirm whether this is the case?

Anti-terror and anti-money-laundering rules require Pontllanfraith conveyancing solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign will no doubt confirm this. Your lawyer is right that the lender also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with the bank's UK Finance Lenders’ Handbook requirements