My aunt passed away last year and as sole heir and executor I was left the property in Skewen. The house had a relatively small loan left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Santander, pay off the mortgage. Is this allowed?

Given you plan to refinance then Santander will require that you use a conveyancer on the Santander conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Santander conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Santander mortgage is registered as a charge at the Land Registry.

Forgive me if this question is silly but I am unseasoned as FTB of a garden flat in Skewen. Do I collect the keys to the premises on completion from my conveyancer? If this is the case, I will find a High Street conveyancing solicitor in Skewen?

There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the purchase money to the owner’s solicitors, and shortly after the monies have arrived, you should be able to pick up the keys from the selling Agents and move into your new home. Usually this happens early afternoon.

My aunt pointed out to me me that in purchasing a property in Skewen there could be a number of restrictions affecting the ability to carry out external alterations to the property. Is this right?

There are anumerous of properties in Skewen which have some sort of restriction or requirement of consent to perform external changes. Part of the conveyancing in Skewen should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I am due to move house in April. Should my conveyancing solicitor call the removal company on the day of completion. Incidentally, can you recommend a removal company in Skewen. Conveyancing firm was chosen prior to coming across your page.

On the day of completion you will need to collect the keys from the property agent however this should only happen after the sellers lawyers advise the agent that they have the completion monies and the keys can be collected. After that you will need to inform the removal company that you are ready to move in. As a matter of policy we do not recommend a particular removal company but can assist you in locating a conveyancing in Skewen or a solicitor with expertise in conveyancing in Skewen.

Have purchased a a terraced house in Skewen , What is the estimated time for the Land Registry to record my proprietorship? My Skewen conveyancing solicitor works at snail pace, so I want to be sure the post completion formalities are addressed.

There is nothing unique when it comes to conveyancing in Skewen registration formalities. Rather than based on location, timeframes can differ subject to the party submitting the application, whether it is in order and if the Land registry need to notify any third parties. As of today approximately 80% of submission are completed within 12 days but occasionally there can be protracted delays. Registration is effected once the purchaser has moved in to the property therefore an expedited registration is not usually an essential issue yet where it is urgent that the the registration takes place urgently then you or your solicitor should contact the land registry and explain the circumstances.

I am buying my first flat in Skewen with the aid of help to buy. The builders would not move on the price so I negotiated 6k of additionals instead. The property agent advised me not to tell my lawyer about this side-deal as it could put at risk my loan with The Royal Bank of Scotland. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am a sole trader looking to lease a unit on the high street. Can you recommend lawyers offering fixed costs for non-domestic conveyancing in Skewen for less than 1500k?

We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Skewen, including the disposal and acquisition of businesses as well as simply property. Whether you are intending to acquire or dispose of a shop, pub, restaurant, office, retail premises or a whole business we will find you the right solicitor. As for the charges these will vary based on the structure and complexity of the deal. Let us have your details or phone so as to enable us to provide you with a fixed commercial conveyancing calculation.