My husband and I are purchasing a 1 bedroom flat in Kingsthorpe with a mortgage. We like our Kingsthorpe solicitor, however the lender advise he's not on their "panel". It appears that we have little option but to instruct one of the lender panel solicitors or continue with our Kingsthorpe lawyer and pay for one of their panel lawyers to act for them. This seems very unfair; are we not able to insist that the bank use our Kingsthorpe conveyancing practitioner ?

No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Kingsthorpe conveyancing solicitor to apply to be on the conveyancing panel.

I am buying a house and the lawyer has referenced Chancel Repair for which the house may be liable because it falls into the area of such a church. She has suggested insurance. Is this really appropriate for conveyancing in Kingsthorpe

Unless a previous acquisition of the house completed after 12 October 2013 you may expect conveyancing practitioners conducting conveyancing in Kingsthorpe to remain encouraging a chancel search and or insurance against a claim.

I am looking for a leasehold apartment up to £305k and identified one near me in Kingsthorpe I like with open areas and station in the vicinity, however it only has 49 years unexpired on the lease. There is not much else in Kingsthorpe for this price, so just wondered if I would be making a grave error acquiring a lease with such few years left?

Should you need a mortgage that many years will likely be an issue. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for a minimum of twenty four months you could request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this matter.

What makes your site different to alternative web based conveyancing brokers for conveyancing in Kingsthorpe?

At this site secure an accurate quote via a Solicitor or Licensed Conveyancer that understands the issues of your conveyancing in Kingsthorpe. As opposed to estate agents and many comparison sites we do not operate kick-back arrangements with solicitors. A large number of agents and online brokers 'recommend' the firm who pay the highest kickback, as opposed to the best value conveyancing in Kingsthorpe

Is there a distinction between surveying and conveyancing in Kingsthorpe?

Conveyancing - in Kingsthorpe or elsewhere - is the legal term given to transferring legal title of property from one person to another. It involves the checking of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are intending to buy and will help you find out about the condition of the building and, if there are problems, give you a powerful reason for negotiating the purchase price down or asking the seller to remedy the problems prior to you move in.