The Southbourne conveyancing firm handling our Southbourne conveyancing has uncovered an inconsistency between the assumptions in the valuation report and what is revealed within the conveyancing documents. My lawyer informs me that he is duty bound to check that the lender is happy with this discrepancy and is still content to lend. Is my solicitor’s course or action legitimate?

Your conveyancer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

I have paid off my mortgage with Skipton. I assume I don't need a Southbourne lawyer on the Skipton panel to discharge the mortgage at the Land Registry. Please confirm.

If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Skipton has sent the Land Registry the discharge electronically, and
3. Skipton has instructed the Land Registry to do so

I am selling my flat. I had a double glazing fitted in March 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Yorkshire BS are being difficult. The Southbourne solicitor who is on the Yorkshire BS conveyancing panel is saying indemnity insurance will be fine but Yorkshire BS are requiring a building regulation certificate. Why do Yorkshire BS have a conveyancing panel if they don't accept advice from them?

It is probably the case that Yorkshire BS have referred the matter to their valuer. The reason why Yorkshire BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Co-operative have agreed my home loan in principle, my bid on a flat in Southbourne has been accepted, what are the next steps?

The estate agent will wish to be advised as to your conveyancing practitioner's details (ensure that the solicitors are on the lender’s approved list). Call up Co-operative or the broker and finish off any appropriate documentation. Co-operative will instruct a valuer who will get in contact with the selling agent or vendor to book an appointment. Once carried out (assuming no problems) it takes on average a week to receive the mortgage offer. Co-operative will issue the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Southbourne.

I used Wolstenholmes a few years past for my conveyancing in Southbourne. I now require my papers however cannot find the solicitor. What do I do?

Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Southbourne of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Southbourne. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Southbourne

Please confirm the Lease plans are architect prepared. Please supply a car parking plan. There must be mutual enforceability of lessee’s covenants. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.

My wife and I are are looking to find a responsive conveyancing solicitor in Southbourne to assist me in selling my home. I I am concerned about appointing the wrong one but with so many Southbourne conveyancing practices to choose from...how do I know which one is best to appoint?

To fee estimates for your move via conveyancing firms that undertakes services in Southbourne please use our quote tool.